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| Income Protection | Life Insurance | Public Liability | Tool Insurance | TPD Insurance | Trauma Insurance | Business Expense Insurance | Key Person Insurance | Which do I need? |
Subcontractors InsuranceIf you're a subcontractor, you're on your own when it comes to public liability insurance and personal insurance.The person or company hiring you is not responsible for any damage or loss that you cause, or for any injury that you sustain, so it is vital that you have your own adequate cover in place. Public Liability InsurancePublic liability will generally be the first type of insurance required. Not only is it a great cover to have, but most worksites will actually require that you have this cover.Income ProtectionSome people call it accident and illness, and others mistakenly call it workers compensation, but a proper income protection policy is there to cover your own income if you cannot work due to injury or illness.As a subbie you will often find that income protection is required before you'll be allowed onto the jobsite. When you make the switch from being an employee to a subcontractor you can gain a lot in terms of control over your time and your income, but you also lose a lot in the way of protection. No longer do you have a big company to protect you if things go wrong, and in most cases you won't have any sick leave or other benefits. It is vital that you make sure you subcontractors insurance is up to scratch, especially your public liability insurance and income protection insurance. Call us today on 1800 744 482 or get a free online quote
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Tradesman Insurance
 Income Protection
Life Insurance
TPD Insurance
Trauma Insurance
Business Expense Insurance
Public Liability Insurance
Tools Insurance
Key Person Insurance
Which ones do I need?
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| Important Information:
Information on this website should be seen as general advice only, as it does not take into account your personal circumstances. You should not act upon any information on this website without first consulting a qualified financial adviser or insurance broker
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